ROOM ASSIGNMENTS: September 2021 Real Estate Appraiser Licensure Exam

Room Assignment Real Estate Appraiser September 2021

Room Assignment Real Estate Appraiser September 2021

MANILA, Philippines – The Professional Regulation Commission (PRC) Board of Real Estate Service releases the list of room assignments for the September 2021 Real Estate Appraiser few days before the exams.

The September 2021 Real Estate Appraiser board exams will be conducted on September 22, 2021 at PRC testing centers located at the National Capital Region (NCR), Baguio, Cagayan de Oro, Cebu, Davao, Iloilo, Legaspi, Pagadian, Tacloban, Tuguegarao and Zamboanga.

The Board of Real Estate Service is headed by its Chairman, Ofelia C. Binag and its members, Rafael M. Fajardo, Jose Arnold M. Tan and Pilar M. Torres-Banaag.

Room Assignments for September 2021 Real Estate Appraiser Board Exams

Examinees are advised to verify the room assignments to the links below or through the notices and announcements to be posted at the PRC official website. Here is the room assignments for the September 2021 Real Estate Appraiser licensure exams.

  • Cagayan de Oro

Examinees shall report before 6:30 in the morning on the said date because late comers will not be admitted.

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  • How to Pass Licensure Exam? Tips from Board Passers

What to bring on the day of exams?

Here are the things to bring during the examination proper:

  • Notice of Admission
  • Official Receipt
  • One (1) piece of metered-stamped window mailing envelope
  • Two (2) or more pencils (NO. 2)
  • Ball pens (black ink only)
  • One (1) piece long brown envelope
  • One (1) piece long transparent/plastic envelope (for keeping your valuables and other allowed items)
  • Any licensed Physician (government or private physician)
  • Municipal Health Officer, Provincial Health Officer or City Health Officer
  • Barangay Officer visiting the examinee’s residence attesting that he/she has been in quarantine for 14 days;
  • Informed Consent Form and Health Declaration Form
  • Face mask preferably N95 and Face Shield (to be worn at all times)
  • 70% ethyl alcohol for regular hand disinfection
  • Pre-packed meal/snacks and drinks

PRC said that examinees shall submit the Post Examination Health Surveillance Form to the concerned Regional Office 14 days after the conduct of exams.

What if I failed to take the exams?

In the event that the examinee failed to take the exams due to below reasons, examinee will be allowed to take on the next schedule subject to the following requirements:

  • Health Related Reasons: The examinee must submit a letter to the commission or respective board with notarized Medical Certificate as attachment
  • Travel Restriction Reasons: The examinee must submit a letter to the commission or respective board with Official letter or restriction from the concerned LGU

What to wear on examination day?

Here are the specified dress codes from PRC:

  • Male examinees: White polo shirt or T-shirt with collar without any logo mark or seal, tucked-in pants/slacks
  • Female examinees: White blouse or T-shirt with collar without any logo mark or seal, tucked-in pants/slacks

What are not allowed during board exams?

  • Books, notes, review materials, and other printed materials containing coded information or formulas
  • Programmable calculators
  • Apple, Samsung and other smart watches, cellular phones, ear plugs, transmitters, portable computers, Bluetooth and other electronic devices which may be used for communication purposes;
  • Bags of any kind

Board exams during the COVID-19 pandemic

The following precautionary health and safety guidelines shall be observed at all times during the conduct of the PRC licensure exams:

  • Wearing of face mask and face shield. Examinees are also required to bring alcohol-based sanitizers.
  • Examination personnel shall be provided with face mask, face shield and latex gloves.
  • Observe physical distancing by maintaining 1-meter distance from one another.
  • Body temperature will be checked using thermal scanner prior to entry at examination premises. Those with fever, colds or cough are not allowed to take the exams. Their payment will not be forfeited and can be used in the next licensure exam.
  • Examinees are advised to bring their food as they will not be allowed to exit the examination room during break time and lunch time.
  • Examinees shall sanitize before entering the examination room, after using the rest room and before distribution of test questionnaires.

PRC added that they will not be responsible of any lost personal belongings.

2021 Real Estate Appraiser Licensure Exam Schedule

Shown below is the schedule of the 2021 Real Estate Appraiser licensure exams:

  • PRC Memorandum No. 68 series of 2020 issued on November 6, 2020 entitled “Updated standard guidelines on the strict health protocols to observe in the conduct of licensure examinations during the covid-19 pandemic.
  • Program for Real Estate Appraiser licensure exams for September 2021 from PRC

For those who want to clarify something, PRC advised to email them through the Licensure Exam Division at below contacts:

  • [email protected]

To receive regular updates about September 2021 Real Estate Appraiser board exam as well as other related announcements, we advise our visitors to bookmark this page, visit PRC official website, follow us at our social media pages via  Facebook  and  Twitter  or join the members discussions at our  Facebook Group .

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Practice Examination Questions for Real Estate Appraisers

room assignment real estate appraiser

Book Description

View Table of Contents

Are You Ready for Your Appraisal Exam?

This test prep guide provides the instruction and practice problems you need to pass your state licensing or certification examination. This book has been organized to correspond to the 2015 National Uniform Licensing and Certification Examinations Content Outline. Using the 1,000+ real-world questions and answers provided, you can:

  • Educate yourself on the concepts likely to be covered on the exam
  • Understand the logic behind the testing and scoring processes
  • Get study and test-taking tips to improve your chances of passing
  • Prepare to meet and beat this career-making challenge

Answers to the practice questions and detailed discussions of the solutions are included. The focus of this book spans both residential and nonresidential topics, with an emphasis on appraisal basics. 

Read valuable tips on Preparing for the Appraisal Exam and get a sneak preview of the book!

“This is the only book I know of specifically designed for those studying for state exams. It is a perfect ‘drill book’ and a great service to appraisers. I can honestly say that I don’t know how I would have passed the test without working the problems in Practice Examination Questions for Real Estate Appraisers."                        

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PRC Room Assignments for September 2022 Real Estate Appraisers Licensure Examination

Manila, Philippines – The Professional Regulation Commission (PRC) will announce the list of room assignments for the September 2022 Real Estate Appraisers Licensure Examination for testing locations in Manila/ National Capital Region (NCR), Baguio, Cagayan de Oro, Cebu, Davao, Iloilo, Legaspi, Pagadian, Tacloban, Tuguegarao and Zamboanga a week or days before the licensure exams.

The licensure exams for Real Estate Appraiser were administered by PRC and the Board of Real Estate Service headed by its Chairman, Ofelia C. Binag, and its members, Rafael M. Fajardo, Jose Arnold M. Tan and Pilar M. Torres-Banaag (inhibited).

Here are the room assignments for the September 2022 Real Estate Appraisers Licensure Examination, courtesy of PRC:

  • Manila/ NCR
  • Cagayan De Oro

Real Estate Appraisers Licensure Examination Coverage

Examination attire.

Male examinees are required to wear a white polo shirt with a collar (without any seal, logo, or mark) and decent pants or slacks.

For female examinees, a white blouse or shirt with a collar (without any seal, logo, or mark) and a decent skirt or slacks.

What to bring?

Don’t forget the following on examination day:

  • Notice of Admission (NOA)
  • Official Receipt
  • Two (2) or more pencils (No. 1 or No. 2)
  • Ball pens with BLACK ink only
  • One (1) piece long brown envelope
  • One (1) piece long transparent/plastic envelope (for keeping your valuables and other allowed items)
  • Health forms
  • Negative RT-PCR Test Results, if applicable, or Certificate of Quarantine

Examinees are not allowed to bring books, notes, or similar items in the examination room. Electronic gadgets such as Apple and Samsung products are not allowed either. Bags of any kind are also not allowed inside the examination premises.

Precautionary Measures

The following precautionary measures shall be observed during the conduct of the Real Estate Appraisers Licensure Examination:

  • Wearing of face mask and face shield
  • Sanitizing using alcohol and hand-based sanitizers whenever necessary
  • Physical Distancing of one (1) meter at all times
  • Those with fever and cold are not allowed to take the exam
  • Observe proper hygiene at all times

Contact PRC

Should you have concerns related to the Real Estate Appraisers Licensure Examination, you may also reach the Professional Regulation Commission at the following contact details:

PRC Licensure Exam Division: [email protected] / [email protected] Facebook: @professionalregulationcommission Twitter: @PRC_main

Do you have clarifications/ comments about the September 2022 Real Estate Appraisers Licensure Examination? Please feel free to drop one below.

You may also follow us on Facts Facebook page for updates.

room assignment real estate appraiser

please let me know my room assignment for Real Estate Appraiser Examination at Cagayan De Oro City

room assignment real estate appraiser

why wala pong list for legazpi city

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room assignment real estate appraiser

ANSI Square Footage Standards: What Agents and Appraisers Should Know

Couple Taking Measurements During Property Showing

© xavierarnau - E+/Getty Images

Key takeaways:

  • As of April 1, Fannie Mae began requiring the ANSI home measurement standard for appraisals of single-family homes.
  • Since the standard is not used universally, you may see discrepancies between the living space reported by the appraiser and the living space showing in public records data.
  • Fannie Mae has issued  frequently asked questions  to answer questions about the standardized property measuring guidelines.

Let’s say you take a listing on a nice little Cape Cod–style home that has 1,000 square feet on the main floor. The second floor, with two bedrooms and a bathroom, measures 500 square feet. You sell the property and, when the appraisal comes back, it shows only 1,000 square feet of above-grade space. What’s going on? Has the appraiser made a mistake?

The answer is no, and here’s why.

As of April 1, Fannie Mae requires the ANSI home measurement standard for appraisals; that standard has guidance on what constitutes living space that may differ from your understanding. It’s the only one of the secondary financial agencies—so far—that has officially adopted this standard. Other government lending institutions (Freddie Mac, FHA, VA, and Rural Housing) indicate that they’ll accept the ANSI standard, but it’s unclear if they’ll accept Fannie Mae's protocol when there are portions of the property that are used as living space but aren’t classified as living space under ANSI.

Key Elements of the Standard

ANSI stands for the American National Standards Institute . It’s a private nonprofit organization founded in 1918 that administers and coordinates the U.S. voluntary standard and conformity assessment system. ANSI doesn’t develop standards itself but provides a framework for setting them in a wide range of disciplines. The ANSI home measurement standard is one of several; another commonly used standard is the American Measurement Standard.

The ANSI home measurement standard has a few key elements that you should be aware of:

  • It applies only to single-family housing. It doesn’t apply to apartments, condos, or commercial property.
  • The measurement standard is from the exterior walls and includes the area on each floor above grade based on exterior measurements including stairwells but excluding open areas.
  • The standard requires a minimum ceiling height of seven feet. In second-story areas with sloped roofs living area starts at 5 feet on the slope, and 50% or more of the ceiling has to be 7 feet or above.
  • Living space that is below grade, even if it's only a foot or two, is to be considered basement space.
  • The standard requires that the property to be measured to the nearest inch or one-tenth of a foot.

In the case of our Cape Cod home, its second floor has a ceiling height of 6 feet 9 inches. Under the ANSI standard, none of that space is considered living space. Fannie Mae guidance indicates that the space should be included and valued appropriately but is not to be reported as above-grade living space; rather; it must be reported on the lower section of the adjustment grid as another item. However, bedrooms and baths found in this space are to be reported as above-grade bedrooms and bathrooms.

If you are confused, you are not alone.

A host of potential questions and problems accompanies the adoption of this standard, including how to treat functional space that’s not defined as living space by ANSI. Fannie Mae has issued an FAQ that should answer many agent questions and provide guidance to appraisers on how to deal with individual situations. In addition, Fannie Mae’s Selling Guide includes a section on how gross living area is measured and calculated .

The Quandary: Conflicting Data

Why did Fannie Mae adopt the ANSI standard? Millions of appraisals are submitted to Fannie Mae every year, and the agency determined that a national standard was needed to improve the consistency and reliability of appraisal reports when it comes to living area determinations.

Getting to that national standard is easier said than done.

Much of the information about property physical characteristics is obtained from public record sources that are usually developed by the county assessor. Some counties have adopted the ANSI rule and some have adopted the AMS. Others follow local tradition and practice. There are some differences in the two most common home measurement standards. For example, in addition to the issue of ceiling height, the AMS doesn’t include stairwells in the living area, whereas ANSI does; that leads to discrepancies between appraisals and public records.

It is in our interest, as competent real estate professionals, to be aware of the ever-changing valuation landscape so that we can help our clients better understand the appraisal and financing process. In most areas, there are likely to be only minimal discrepancies between public records and the appraisal. But when those discrepancies are significant, it’s important to understand why they exist and to be sure the space is being valued properly. Broad adoption of the ANSI standard by the secondary mortgage market would reduce confusion.

MORE ON APPRAISAL What the Heck Is USPAP? For appraisers, it’s the foundation that undergirds every property appraisal assignment.

Residential Appraisers: Data Scientists, Artists, or Quacks? Good analytical techniques, good data, and good judgment are all key to accurately appraising a home.

Quick, the Appraiser Is at the Door! ‘Be prepared’ is a motto that applies not just to Scouting but also to getting your sellers ready for an appraisal.

Craig Morley

Craig Morley

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Category: Room Assignment

Room assignment —  september 2022 real estate appraiser licensure exam.

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room assignment real estate appraiser

The list of room assignments for the September 2022 Real Estate Appraiser Licensure Exam is released by the Professional Regulation Commission (PRC) days before the exams. See room assignments for examinees below!

Disclaimer: WhatALife! is not in anyway affiliated with PRC. The information posted in this page is sourced from the official PRC website ( www.prc.gov.ph ).

The exams will be conducted in different parts of the Philippines, including NCR, Baguio, Cagayan de Oro, Cebu, Davao, Iloilo, Legaspi and Tacloban. It will take place on September 7, 2022.

The exam is administered by the Board of Real Estate Service which is composed of  Ofelia C. Binag , Chairman;  Rafael M. Fajardo, Jose Arnold M. Tan  and  Pilar M. Torres-Banaag , Members.

Room Assignment — September 2022 Real Estate Appraiser Licensure Exam

Manila – pwd, cagayan de oro, related information, what to bring on exam day.

Here are the things to bring during the examination proper:

  • Official Receipt of payment of application for examination
  • One (1) piece long transparent/plastic envelope (for keeping your valuables and other allowed items)
  • One (1) piece long brown envelope
  • Two (2) or more pencils (No. 2)
  • Ball pens (black ink only)
  • One (1) Non-programmable calculators with the following features – addition, subtraction, multiplication, division, trigonometric function, logarithm and x y
  • Forms of Health (Pursuant to Joint Administrative Order No. 01 (s 2020))
  • Negative RT-PCR Test Results, if applicable, or Certificate of Quarantine or Copy of Vaccination Card for fully vaccinated examinees to the proctor on the exam day

What NOT to bring on exam day?

  • Coded information or formulas that can be found in books, notes, review materials, and other printed sources.
  • Calculators which are programmable or with embedded functions, especially CASIO FX991ES and CASIO FX-991ES plus
  • Cellular phones, ear plugs, transmitters, portable computers, smart watches, bluetooth, and other electronic gadgets/devices which may be used for communication purposes;
  • Any type of bag
  • Other examination aides not stated

What to wear on exam day?

  • For male examinees, a tucked-in white polo shirt with collar (without any seal, logo, or mark) paired with decent pants or slacks.
  • For female examinees, a tucked-in white blouse or shirt with collar (without any seal, logo, or mark) paired with decent pants or slacks.

COVID-19 protocols during the exam day

During the PRC licensure exams, the following precautionary health and safety rules must be followed at all times:

  • Observe physical distancing of at least two (2) meters between examinees.
  • Examinees shall be restricted to their assigned seat;
  • Wear face mask (at least 3-ply surgical mask, preferably N95 mask) and face shield at all times; 
  • Bring 70% ethyl alcohol for hand disinfection;
  • Avoid close contacts like “beso-beso”, hugging, handshake, and directly touching other persons;
  • Avoid touching one’s eyes, nose, and mouth;
  • When sneezing and/or coughing, facial tissues must be used to wipe the nose and mouth areas. Dispose of used facial tissues properly; and
  • Avoid spitting in public, on floors, and along corridors. 

Exam Subjects and General Instructions

Good luck future Real Estate Appraisers! – WhatALife!

Also read: Room Assignment —  August 2022 Mining Engineer Licensure Exam

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Explore ideas, tips guide and info Lucy Simone

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Buzz Video / Adjusting to the New Real Estate Market

Adjusting to the New Real Estate Market

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  • May 1, 2024

In this week’s episode, host Hal Humphreys talks with Kevin Hecht, Appraisal Training and Development Manager and Real Estate Economist for McKissock. It seems like the market is starting to pick up for the spring across the nation, but we haven’t seen any significant interest rate changes. What can appraisers expect from the market in the near future? Why has supporting adjustments been such a sticking point for the GSEs, and what should appraisers make sure they are doing to properly support adjustments in their appraisals?

Kevin Hecht is teaching the 7-Hour USPAP Update course at Valuation Expo on Monday, August 19th, and will be presenting on the Supporting Adjustments panel on Wednesday, August 21st. Appraisers that are attending both can get up to 21 hours of CE. Learn more or register here: https://www.valuationexpo.com/

At The Appraisal Buzzcast, we host weekly episodes with leaders and experts in the appraisal industry about current events and relevant topics in our field. Subscribe and turn on notifications to catch our episode premieres every Wednesday!

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About Duke Appraisal Service

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New buildings at the prices of the developer

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IMAGES

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VIDEO

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  5. Advanced Residential Applications and Case Studies, Chapter 1, Page 7, Property Characteristics

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COMMENTS

  1. Room Assignment

    Find your examination location and room assignment ahead of your exam schedule. Registration eServices. Initial Registration. Register online to apply for new PRC ID. ... Real Estate Broker: April 18, 2024: Manila - PWD / Added to the list: Real Estate Broker: April 18, 2024: Baguio: Real Estate Broker: April 18, 2024: Butuan: Real Estate Broker:

  2. ROOM ASSIGNMENTS: September 2021 Real Estate Appraiser Licensure Exam

    Here is the room assignments for the September 2021 Real Estate Appraiser licensure exams. Manila. Baguio. Cagayan de Oro. Cebu. Davao. Tacloban. Zamboanga. Examinees shall report before 6:30 in the morning on the said date because late comers will not be admitted.

  3. September 2023 Real Estate Appraiser Licensure Exam

    Room Assignment — September 2023 Real Estate Appraiser Licensure Exam. Room Assignment. August 29, 2023. WhatALife Contributor. The list of room assignments for the September 2023 Real Estate Appraiser Licensure Exam is released by the Professional Regulation Commission (PRC) days before the exams. See room assignments for examinees below!

  4. Practice Examination Questions for Real Estate Appraisers

    Using the 1,000+ real-world questions and answers provided, you can: Answers to the practice questions and detailed discussions of the solutions are included. The focus of this book spans both residential and nonresidential topics, with an emphasis on appraisal basics. Read valuable tips on Preparing for the Appraisal Exam and get a sneak ...

  5. 2021 Schedule of Examination

    Room Assignment. Find your examination location and room assignment ahead of your exam schedule. Registration eServices. ... REAL ESTATE APPRAISERS. 2 (Rescheduled to September 22, 2021) W. NCR, Baguio, Cagayan de Oro, Cebu, Davao, Iloilo, Legaspi, Pagadian, Tacloban, Tuguegarao and Zamboanga.

  6. PDF BOARD OF REAL ESTATE SERVICE

    Fundamentals of Real Estate Appraisal 1. Fundamentals of real estate principles and practices 2. Standards and ethics 2.1 Philippine Valuation Standard 2.2 International Valuation Standard 2.3 National Code of Ethics (DTI) 3. Theories and principles in appraisal 4. Human and physical geography 5. Real estate finance and economics 6.

  7. The Delicate Dance of a Fair Appraiser

    David S. Bunton is President and chief operating officer of The Appraisal Foundation since 1990. He is a respected leader in the valuation world in the United States and abroad. Prior to joining The Appraisal Foundation, David served as a staff member for twelve years in the U.S. House of Representatives and the United States Senate. Real ...

  8. Real Estate Appraiser 09-2017 Room Assignment

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  9. PRC Room Assignments for September 2022 Real Estate Appraisers

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  10. PDF A Guide to understAndinG A residentiAl ApprAisAl

    determines the appropriate scope of work for the assignment. The appraiser's scope of work typically includes the type of property inspection (interior, exterior only or none), what approaches to value are required, and any ... The lender uses the appraisal to document that the real estate is appropriate collateral and determine whether the ...

  11. Real Estate Appraiser 07-2014 Room Assignment

    Real Estate Appraiser 07-2014 Room Assignment - Read online for free. Real Estate Appraiser 07-2014 Room Assignment

  12. Appraisal Continuing Education

    State-by-state CE options. Select your state to view our extensive library of appraisal continuing education courses. Each course is designed around industry trends to help you generate better income and career advancement. Our online continuing education courses are updated monthly and are state- and board-approved. Alabama.

  13. How to Become a Real Estate Appraiser: Your 2024 Career Guide

    Trainees and licensed residential appraisers don't have specific degree requirements in every state. In some cases, you must first complete just 30 credit hours of relevant coursework. However, certified general and residential appraisers will always require obtaining a bachelor's degree. Typical bachelor's degrees for real estate ...

  14. ANSI Square Footage Standards: What Agents and Appraisers Should Know

    For appraisers, it's the foundation that undergirds every property appraisal assignment. Residential Appraisers: Data Scientists, Artists, or Quacks? Good analytical techniques, good data, and good judgment are all key to accurately appraising a home. Quick, the Appraiser Is at the Door! 'Be prepared' is a motto that applies not just to ...

  15. Appraiser Update

    Welcome to our March 2022 Fannie Mae Appraiser Update. Fannie Mae is on a journey to continuously improve how we manage collateral risk. Some key milestones in the past several years include: • Reinforcing appraiser independence through the Appraiser Independence Requirements. • Digitizing appraisal reports through the Uniform Appraisal ...

  16. Real Estate Appraiser servicing Maryland, D.C., and Northern Virginia

    In an effort at standardization and to provide consistency to the reports, Fannie Mae & Freddie Mac established guidelines called the Uniform Appraisal Dataset (UAD) that became effective in 2011. Essentially, the UAD guidelines mandate the way many individual fields in the appraisal form reports are entered.

  17. Appraising Short-Term Rentals/Airbnb

    If you start at age 70, you get 132% of your age 66 benefit. But, only 3% of all seniors wait until 70. Every year you wait, you get 8% more. If you don't want to wait until age 70, you will receive more benefits every year you delay, after age 62. For an appraiser, retirement usually means giving up your license.

  18. September 2022 Real Estate Appraiser Licensure Exam

    September 1, 2022. WhatALife Contributor. The list of room assignments for the September 2022 Real Estate Appraiser Licensure Exam is released by the Professional Regulation Commission (PRC) days before the exams. See room assignments for examinees below! Disclaimer: WhatALife! is not in anyway affiliated with PRC.

  19. The Professional Regulation Commission (PRC) has unveiled the ...

    The Professional Regulation Commission (PRC) has unveiled the roster of room assignments for the Real Estate Appraiser Licensure Exam scheduled for September 6, 2023. School Room Assignment September 2023 Real Estate Appraiser Licensure Board Exam

  20. Real Estate Appraiser Exam 2024

    Real Estate Appraiser Exam Flashcard Study System Real Estate, By the ce shop team. As per prc resolution no. Source: www.goodreads.com. Real Estate Appraiser Exam Vocabulary Workbook Learn the key words of, Scroll down to see exam schedules (room assignments below) cgeneral instruction to examinees. 1589 series of 2022 entitled " schedule of ...

  21. Adjusting to the New Real Estate Market

    In this week's episode, host Hal Humphreys talks with Kevin Hecht, Appraisal Training and Development Manager and Real Estate Economist for McKissock. It seems like the market is starting to pick up for the spring across the nation, but we haven't seen any significant interest rate changes. What ...

  22. NinoRealEstateAppraisals

    To be counted as a bedroom, the room must have a c...". NinoRealEstateAppraisals | A real estate appraisal will verify and report the number of bedrooms in the property. To be counted as a bedroom, the room must have a c... | Instagram

  23. PDF Saint Petersburg 2014 Real Estate Moscow

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  24. RIGHT OF WAY APPRAISER I

    MIAMI RIGHT OF WAY APPRAISER I - 55014013 - FL, 33172. RIGHT OF WAY APPRAISER I - 55014013. ... years of appraisal experience, or graduation from the FDOT Real Estate Level III Training Program and one (1) year of right of way appraisal experience, or current certification as a residential or general appraiser. ... Room 214, St. Petersburg ...

  25. Duke Appraisal Service Real Estate Agency in MOSCOW, ID

    Find real estate agency Duke Appraisal Service in MOSCOW, ID on realtor.com®, your source for top rated real estate professionals. Realtor.com® Real Estate App. 314,000+ Open in App.

  26. Properties for Sale in UAE, Real Estate Agency, Broker Company, Buy

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