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RBI Grade B Phase 2 English: Essay Writing Tips & Topics

essay writing topics for rbi grade b

By Divya Sharma

RBI Grade B Phase 2 English Essay Writing Tips & Topics

Essay Writing holds importance in the English Writing section in the RBI Grade B Phase 2 examination. A scoring topic in the English section, candidates must cover to boost their scores. In this blog, we will share tips and tricks to follow to improve Essay Writing for English descriptive papers in the Phase 2 examination. 

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10 Tips to Improve Essay Writing Skills for RBI Grade B Phase 2 

  • Make a list of topics you want to cover in your essay. Jott these points down so that, you don’t feel wordless.
  • Adhere to the word count of the essay. 
  • Keep your content simple and easy to read and understand. Avoid using any complex vocabulary.
  • Prepare your essay focusing on all these three parts introduction, body and conclusion.
  • Avoid starting your essay introduction with any idiom or saying. You can mention expressions and phrases in the body of your essay.
  • To improve your essay writing skills and performance keep yourself updated with the latest happenings worldwide.
  • Keep yourself updated with the latest things so that, you don’t run out of words preparing essay content during the exam.
  • Give relevant examples in your essay.
  • Write a conclusion and try to provide your views and solution considering a particular problem.
  • Develop a habit of reading newspaper articles.
  • Use relevant factual and verified information in your essay content.

List of Most Probable Topics Asked in Essay Writing for Phase 2 Exam

We have listed the comprehensive topics for Phase 2 Essay Writing. Read a couple of articles covering these topics that hold importance in accordance with the exam point of view. 

Final Words

In the final revision of RBI Grade B, wisely dedicate your time to the top-scoring topics of English to get 85+ marks. Start reading and practicing one to two essays daily to evaluate your performance. Keep your words simple and easy to understand. At last, proofread your content to eliminate grammar and spelling mistakes in the essay.

Must Read: 10 Score Booster Tips for Precis Writing

Rbi grade b phase 2: score 85+ in english writing.

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Descriptive English - RBI, SEBI, NABARD

Descriptive English Writing for RBI Grade B, NABARD Grade A and SEBI Grade A Exam 2022    - What are the Important Hot Essay Topics for RBI Grade B, NABARD Grade A, SEBI Grade. In this Article we will share you Essay Writing Tips, Important Essay Topics for Bank, Insurance Exam and descriptive English book pdf free download.

Descriptive English For RBI, NABARD

  • Essay Writing - 40 Marks (Write on 1 out of 5 Topics Given)
  • Precis Writing - 30 Marks (Write precis of a lengthy passage in around 150 words)
  • Comprehension - 30 Marks (Answer 5 Questions asked based on a passage)
  • Letter Writing - 30 Marks (Write on 1 out of 3 Topics Given)

essay writing topics for rbi grade b

  • An ounce of prevention is a pound worth of cure.
  • Future of BPO industries in India.
  • Importance of Creative thinking in business.
  • Pros & Cons of teaching Coding/ Computer Language to school Students.
  • Higher Education.
  • Stress Among Youth.
  • NPFC Loan Collection Issue.
  • Democracy and Importance of Vote.
  • Scope of 5g in India.
  • Advantages of UPI over money transfer
  • Financial inclusion – A requirement for all ages in India
  • Crowdfunding – the new phenomenon in financing
  • Positive and negative effects of demonetization on the Indian economy
  • Measures for promoting micro finance in India    
  • Environmental pollution – China’s Impact and other developing countries 
  • Passage  on technology and banking
  • 5 questions on the passage were asked 
  • What are your suggestions for solving NPA Problem in India?
  • Is India prepared to be digitized? Discuss in the backdrop of Wannacry cyber attack.
  • When other countries are going away from nuclear energy, India and China are moving towards it. Should India look for nuclear energy as on option for generating electricity?
  • Should there be a uniform admission policy for higher secondary (XIth) schools all over India? Parents and students will not be allowed to choose the schools according to their preferences.
  • How efficient has been the merger of SBI and its 5 associates

Top 50 Most Important Essay Writing Topic for RBI Grade B 2022

Digital currency: Importance, Risks and Challenges

Scope of 5G technology in India

Digital Asset and Its regulation 

Discuss its pros and cons of Mutual Funds or Benefits of Mutual fund investments

Fintech and its impact on Banking Sector

Bad Bank and Its Impact

India's Net Zero Ambition and Its challenges

Role of Digital Media in spreading Fake news

Discuss the Role and effect of Social media on society

Importance Of Corporate Governance for Business

Pros and Cons of Merger and Acquisitions

Women in business: advantages, challenges, and opportunities

The changing role of women in corporate leadership

Impact of Geo-Political tension on Indian Economy (Russia-Ukriane)

United Nation Organization's contribution towards the recent turmoil's in Ukraine

Importance of ESG Funds

Role of Technology in Financial Inclusion

Higher education: Issues and Challenges

Importance of Mental health among youth

Access to Internet: A right or a luxury

Importance of Art and Music in life 

Discuss the Increase in number of old age homes

Discuss the Risks in Banking Sector

Discuss the Future of Banking Industry

Role of newspapers in influencing society or youth

Unemployment or Underemployment: which is worse

Suggestions to alleviate the unemployment problem

Discuss the economic importance of tourism Industry

The Importance Of Personal Finance

Why Technology’s being in power is a menace

Impact of  Oil price rise on Economy

Effects of prolonged use of digital media on children

Electric Vehicles: The future of transport

Top 50 Most Important Essay Topics for SEBI Grade A 2022

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RBI Grade B Phase 2 Highly Important Essay Topics 2022

rbi grade b essays

For every descriptive paper exam, Bankwhizz issues highly important topics, whether the topics are related to essays, letters, ESI, or FM. Our guess does match in the exam. Three essay topics that were asked in the SIDBI Grade-A Exam – 2022 were from our Fodder Materials. Likewise, in every exam, our topics match.

You need to write three descriptive papers for the RBI Grade B phase – 2 exams. So, this phase is fully dominated by descriptive papers. And descriptive writing is an art, which does not develop overnight; it rather takes time. The earlier you develop this skill the more chances are there for selection.

In the second phase of the RBI Grade B Exam, the descriptive English paper will have three questions. Based on the previous year’s descriptive English Exam Pattern, these three questions carrying 100 marks will be – essay, précis, and reading comprehension. You need to submit the answers in 90 minutes. You will get an ample amount of time, provided that your preparation is good.

The following are the most probable essay topics for the RBI Grade B Phase-2 exam – 2022:-

Topics related to Finance

  • The pros and cons of Crypto-currencies and India’s future
  • Are banks able to implement financial inclusion successfully in rural areas as well?
  • Population increase and its adverse effect on India’s economy.
  • Poverty is a threat to prosperity
  • Is the world economy today interconnected?
  • Green Finance: An approach toward sustainable Development Goals (SDGs)
  • Sustainable Gig Economy towards GDP growth of India through Aatmanirbhar Bharat.
  • Financial Literacy among women and its contribution to the Indian Economy
  • RBI’s Digital Currency: A Way ahead
  • Indian Startups are fast turning into unicorns. Give reasons.
  • Recommendations of 15th Finance Commission of India

Socio-economic Topics

13.    Gender Discrimination / Equality

14.    Women’s Cooperatives in India

15.    ‘Make in India’ is shaping India’s economic future

16.    Budget and Women’s Power

17.    Rise in Inflation Rate in India: Concerns and Measures

18.    IMF’s report on India being the fastest growing economy leaving the US, China, and Japan behind. Give your views.

19.    Sustainable Energy and Economic Development Coalition / Green Economy

20.    Women’s Entrepreneurship and Culture

21.    Drug trafficking and threats

22.    Freedom of choice     

23.    Media Freedom

24.    Fake News and how to handle it

25.    Unemployment Rate is high: A big barrier to economic development

26.    Increasing old age homes: Reasons and Solutions

27.    Pros and cons of teaching a foreign language in Indian Universities

Science and Technology Topics

28.    Social Media: Advantages and Disadvantages

29.    Digital India Mission is playing a pivotal role in transforming old India into a modern India.

30.    High Internet Speed is more important than mere Internet

31.    Cyber security and its challenges

32.    E-governance

Other Important Essay Topics

33.    Mental Health and its impact on work

34.    Importance of Communication Skills in business

35.    Preparation for war is the best security of peace

36.    Importance of Art and Culture in life

37.    Importance of Games and Sports in Life

38.    Managerial Skills versus Administrative Skills in a business

39.    Importance of Decision-making skills in a business

40.    A Good Leader and A good Manager: Which is the better?

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20 Expected Essay Writing Topics for RBI Grade B Exam

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essay writing topics for rbi grade b

Expected Essay Writing Topics

  • Fugitive Economic Offender's Bill- An effective tool to combat bank frauds
  • Adhaar-Pan Link- Why is it so important?
  • Steps Taken by Govt to Tackle NPA?
  • Jan-Dhan Yojana and Minimum Balance Penalty- How will it work?
  • Relationship between SWIFT Code and Core Banking Solution
  • Why did Government decide to bear Merchant Discount Rate?
  • Employment Generation Programmes of India
  • Discuss GST as a tool to curb black money.
  • Role of Payment Banks in Indian Banking System
  • Discuss Government's Steps for Women Empowerment
  • How can India improve its ranking in Human Development Index?
  • Discuss National Health Policy of India
  • Success of Swachh Bharat Abhiyan
  • India's Emerging Role in United Nations
  • Unlimited Mobile Internet- Is it a reason for unemployment
  • What improved India's rank in Ease of Doing business?
  • Review India's Foreign Trade Policy 2015-2010
  •  Insolvency and Bankruptcy Code (Amendment) Bill, 2017
  • Labour Reforms in India
  • Child Development Programmes of India

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